What is commercial refinance and is this something Worldwide can help me with?
Yes it is. Our independent commercial finance advisers will be happy to help you with a commercial refinance for your business.
As soon as you contact us you will be assigned your own dedicated independent commercial broker.
Your dedicated broker will discuss with you in detail your current situation and what you want to achieve and then research the marketplace to find the best solution for you.
Because we are fully independent we have access to the whole of the market in the UK, meaning we can match your criteria with exactly the right solution.
When you are happy with that solution, your broker will take you through the entire application process – from submission to the lender all the way through to the money arriving in your account.
So, how can commercial refinance help you?
If you have a business, a commercial refinance can help you do several things:
- It could help you renegotiate your current business finance terms so you get a better deal on interest rates and repayment terms
- It could allow you to separate some of your loans from your bank so all your eggs are not on one basket, therefore giving your bank all the power
- It could allow you to expand your business by freeing up cash for purchases
- A commercial refinance could offer you a small interest only period for your loan to reduce payments temporarily
- It could relieve the pressure on day to day cash flow in your business by a welcome injection of cash.
Your independent commercial finance adviser at Worldwide Financial Planning will be able to assist you in exploring all the financial options you have when you are considering a commercial refinance. We will work to find you the best solution to help achieve your aims.
If we decide that a commercial refinance is not suitable, your dedicated broker will help you find an alternative solution.
With access to our team of financial specialists, you will have expert advice about anything from pensions to mortgages at your fingertips, ensuring you borrow in the most cost effective way possible.
The advantages of using one of our independent commercial advisers are as follows:
- Your independent commercial financial adviser can help you explore all the different ways of refinancing
- Your adviser has access to financial providers and institutions across the marketplace, including some you would not normally have access to
- Your independent commercial finance adviser knows what providers need to see in terms of information and paperwork in an application and will help you put all this together so your proposal has the best chance of success
- We are normally able to negotiate better terms and conditions than you would be able to get yourself
- We can save you time and money which instead you can invest in your business
- We can find you the most tax-efficient way to refinance
- Overall, using one of our independent commercial finance advisers will give you the best chance of success and make the commercial refinance process quicker, simpler and much more cost-effective.
Our advisers are here to help you so please do get in touch. To contact our Northern Ireland office, call 028 6863 2692; our Cornwall office – 01872 222422 and you can reach our Southampton office on 023 8064 9674. If you prefer to email, please contact us on info@wwfp.net.
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