The benefits of independent financial advice
FOLLOWING last week’s column on the difference between receiving independent financial advice, or advice from a ‘restricted’ adviser, I had a few queries to answer. A restricted adviser works for just one company. An independent financial adviser chooses from all the companies and options available based on the needs of the person in front of […]
Choosing between a restricted or independent financial adviser
WE all need coaches. Whether it’s your accountant, independent financial adviser, solicitor, psychologist, or just a mate telling you to get down off a table before you make a fool of yourself, again. The coach stops your cortex shutting down your ability to think straight. (Google that). When I’m dealing with any of my advisers, […]
Getting back to business with the Irish News Business IN Person Series
Since March 2020, business people have hugely missed networking face to face so Worldwide Financial Planning was delighted to sponsor the first ever Irish News Business ‘IN Person’ Series which took place last night at Belfast’s vibrant Cathedral Quarter.
Long term care planning – and paying for it
I covered long-term care needs last week and thought I would focus on the methods of paying for care, and how much of your capital is included or disregarded if care costs are inevitable. I’m always puzzled how after years of extraordinary advances in technology and efficiency that, after years of paying national insurance there seems […]
Leave that ‘emotional will’ as well as your ‘financial will’
THERE comes a time for us all when we need care. For some it’s earlier than we thought, for others, it’s later. When illness strikes, it can be arbitrary in its brutality and unfairness. In a head-spin of emotions, we somehow must make clever financial decisions we perhaps would be struggling to make in normal conditions, […]
What you need to consider before investing!
AS pubs open, so too do the questions at the bar of ‘what do you think of this financial opportunity?’ Most recently, the tail end of cryptocurrency investors have been arriving and the lack of financial knowledge, or life experience with those investors, is quite worrying. Most bubbles grab the least financially sophisticated right at the […]
Pension age is rising, be aware!
PENSIONS are indeed as exciting as a cardboard licking competition and once you have completed one they can easily be thrown to the back of the cupboard awaiting the wonderful retirement date where we hope we can afford our Swedish standard services for American prices. Financial documents like these can sit in the boot of […]
It’s easy to see why young people are so disillusioned with the housing market
WE covered house price bubbles last week and had several questions regarding where this leaves many in society. From a societal point of view there is disruption undoubtedly. First time buyers, once again, are squeezed out of the housing market. I’ve written that line on five occasions in my life, yet central banks repeat the mistakes. […]
House price bubbles?
PREDICTIONS are a great way to sell papers and arguments, and that’s about it. Remember that all those who forecasted a crash last year are now forecasting a rise from now? There are many macro-economic factors that affect a house price, and the permutations for how they might interact with each other are beyond the […]
Peter McGahan
Peter McGahan is the CEO of Worldwide Financial Planning and a newspaper columnist offering expert analysis on a variety of financial issues Peter McGahan has spent over 34 years in financial services helping individuals, organisations and businesses with a variety of financial matters. He left Northern Ireland when he was 19 and moved to Cornwall […]
Matt Dewhurst
Matt Dewhurst is Worldwide Financial Planning’s Company Secretary based in Truro, Cornwall.
Eleanor McGillie
Eleanor McGillie is Worldwide Financial Planning’s Head of Brand Communications. She is based in Northern Ireland and works with her colleagues in Cornwall, Southampton, Somerset and Northern Ireland.