How do you decide what to invest into?
Reader Writes:
How do you decide what to invest into? I was reading recently on a shares forum that banking shares could be a good option.
Are you fooled by market noise?
Managing Director, Worldwide Financial Planning, Writes:
I am often asked what I think of an individual share or marketplace/sector. ‘What do you think of the banking sector, northern rock, China’ is a typical one. It will often be followed by a recital of some news they have read elsewhere. Some of it can be from good sources, others can be from well, anywhere else.
Should I leave my New Star funds or just sit and wait?
Managing Director, Worldwide Financial Planning, Writes:
How the mighty have fallen! During the year, this share has traded from 167.50p to a halfpenny! The years fall is recorded at a horrible 98.96% which is pretty much as bad as it gets.1
Looking back looking forward. 2008 – 2009
What a great year that was! Will ’09 be any better or will we be wise after the event again? In many ways ’08 was no surprise, but for reasons most won’t have noticed. Noise was the biggest culprit, with everyone believing global demand was soaring. I didn’t believe that as this column explained a […]
Protecting yourself against mortgage interest rate rises
I have read about a policy that protects me in the event that my mortgage interest rate goes up and wanted to know if you have reviewed such a plan?
It is our choices that show what we truly are, far more than our abilities
Managing Director, Worldwide Financial Planning, Writes:
I wonder how this quote by JK Rowling sits with some of our bankers who bought ‘worthless debt securities’.
Top Tips – How to save money on fuel
As the credit crunch closes in and the price of petrol continues to hit people in the pockets, the advisers at award winning Worldwide Financial Planning share their Top Ten tips on how to save some fuel money. 1) Slow down One of the best ways to save fuel is to simply reduce your speed. […]
History doesn’t repeat itself but it sometimes rhymes
Well it eventually arrived and arrived in style. That is of course the housing market smash. What was most surprising was how long it was allowed to move beyond a reasonable price before it imploded.
Structured Wet Cotton
Managing Director, Worldwide Financial Planning, Writes:
With all the negative euphoria in the world today it is easy to see why there are a range of structured or guaranteed products being released.
Understanding Investor Psychology
Managing Director, Worldwide Financial Planning, writes:
I was asked quite recently about how difficult investing money can be, given the current market conditions and how investors must be feeling. I was also asked at what point I believed the market would turn.
Many are too quick to blame the ‘credit crunch’ for Icelandic bank problems
Reader Writes:
What is your view on the losses made by many in the Icelandic banks and also those who offered the access to the banks via their websites as ‘experts’?
Is forced selling the cause of the stock market drop?
Stock markets tend to be reasonably efficient in terms of evaluating stocks and where their momentum is likely to carry them. In forward and buoyant markets they price themselves upwards and vice versa.