Interest rate rises…where to next?
Reader Writes:
After the recent interest rate rise, do you have any views on where you believe interest rates will move from here onwards.
Should you invest more of your money now?
Reader Writes:
I notice the stock market has performed very well and I am wondering whether or not it is time to consider investing more or whether or not to wait.
Protected Investment
Reader Writes:
I read your article about protected products and wondered if you had a view on the new protected investments that are being offered. They were explained to me as a plan that guarantees your investment at the end of the term plus a minimum of the best return the investment has achieved over the term – seems like a cake and eat it.
Using your nil rate band to create debts against your estate
Reader Writes:
I read your articles over the last few weeks on inheritance tax and splitting trusts. I wonder if you could explain how the recent case will affect those who use their nil rate band to create debts against their estate.
Overseas Investment & Tax Efficiency
Reader Writes:
I have money invested overseas that I was advised to invest for tax efficiency but I understand it is no longer tax efficient to do that. What are my options?
Inheritance Tax & Gifts
Reader Writes:
Following last week’s column we still have a number of Inheritance Tax questions unanswered.
If I am making gifts or gifts into trusts which order should I do them in?
Inheritance Tax Trust Splits
Reader Writes:
Following your article on Inheritance Tax Planning I had a number of questions, perhaps you could help?
Children’s Savings Plan
Reader Writes:
I was considering a savings plan for my children and wondered what options are available for me. I understand the government have also changed their mind in relation to gifts into trust for children.
BRIC Funds – How to invest without high risk
Reader Writes:
I read your article on BRIC funds and wondered if you considered them to be high risk or not and whether there was a way to invest there but not suffer the risk.
Interest rates & the effect on house prices
Reader Writes:
I read your thoughts on the housing market a few months back and wondered if you had any views on whether or not the interest rates will have an effect on the prices immediately.