Protected Investment
Reader Writes:
I read your article about protected products and wondered if you had a view on the new protected investments that are being offered. They were explained to me as a plan that guarantees your investment at the end of the term plus a minimum of the best return the investment has achieved over the term – seems like a cake and eat it.
Using your nil rate band to create debts against your estate
Reader Writes:
I read your articles over the last few weeks on inheritance tax and splitting trusts. I wonder if you could explain how the recent case will affect those who use their nil rate band to create debts against their estate.
Overseas Investment & Tax Efficiency
Reader Writes:
I have money invested overseas that I was advised to invest for tax efficiency but I understand it is no longer tax efficient to do that. What are my options?
Inheritance Tax & Gifts
Reader Writes:
Following last week’s column we still have a number of Inheritance Tax questions unanswered.
If I am making gifts or gifts into trusts which order should I do them in?
Inheritance Tax Trust Splits
Reader Writes:
Following your article on Inheritance Tax Planning I had a number of questions, perhaps you could help?
Children’s Savings Plan
Reader Writes:
I was considering a savings plan for my children and wondered what options are available for me. I understand the government have also changed their mind in relation to gifts into trust for children.
BRIC Funds – How to invest without high risk
Reader Writes:
I read your article on BRIC funds and wondered if you considered them to be high risk or not and whether there was a way to invest there but not suffer the risk.
Interest rates & the effect on house prices
Reader Writes:
I read your thoughts on the housing market a few months back and wondered if you had any views on whether or not the interest rates will have an effect on the prices immediately.