Tracker Funds
Are tracker funds the most efficient solution to making money or is it just noise, noise, noise? Our financial industry seems to design its thousands of arguments to ensure you are either invested, or you are invested. It’s the same as the argument about using either shampoo for greasy hair, or using shampoo for dry […]
European Sovereign Debt Crisis
The European sovereign debt crisis is a bit like a complicated chess match, where the ending is necessarily very uncertain. Governments are discussing various options, e.g. at the next summit on 21 July, but the problem is they are still trying to address a short-term lack of liquidity, not the problem of insolvency (in some […]
Why your pensions and investments never seem to rise
Investment of your money in investment products, whether through your company pension, personal pension, ISAs, or insurance products is one of the more complex decisions that you can make. It’s no surprise that many of us place trust in a brand name given this complexity, but it’s easy to see how much of your hard […]
The staggering hidden cost of holiday money transfer
With the holiday season upon us the thought of popping off to a temperature with double digits becomes more and more appealing. Taking money abroad has been outdated by travellers’ cheques and in turn by credit cards but how much are we really paying for the cost of that convenience? Travellers’ cheques were sold on […]
Underperforming Investments – Is Your Pension Amongst Them?
70% of investments underperform – Is your pension invested amongst them? As an investor, you want to choose the best for your investments. It’s certainly not an easy task. And with pensions at the front of many investors’ minds at the moment, the performance of investments you’re relying on for the future, a performance check […]
Cautious Managed Funds
You’re a cautious investor. So you want your investments in a cautious managed fund because, you think, you’ll be taking less of a risk, right? Well, not exactly. You could find that your definition of cautious when it comes to managed funds is very different from the investment world’s definition. So how do you make […]
Open Market Option
Open Market Option – it pays to shop around for your annuity If buying an annuity is on your financial ‘to do’ list, you may well have been studying the paperwork from your current provider to see what they can offer you. You may have noticed amongst those reams of paperwork a statement about how […]
An Afternoon With Martin Clunes
Actor enjoys afternoon in back of car with Devon woman and no super injunction! With the news dominated by super injunctions a Cornish theatre is pleased to be able to report how the star of several hit TV series enjoyed an afternoon in the back of a car in Port Isaac with a woman from […]
Whole Of Life Insurance
Which life insurance is best? I have been advised to take out some life insurance and have been given an option of a whole of life insurance or a term assurance plan and I don’t know the difference. Also, which is the cheapest? This could be a pretty easy question to answer. A term assurance […]
Cheaper Investments
The retail world – making thousands from your investments. How often do we come back from holiday and complain about the quality of customer service we receive when we return? Fascinating. Yet somehow we continue to experience this customer service and accept it. None is more true than the financial services industry and our ability […]
Gender Bias For Insurance
Gender bias for insurance ban – Some of you win and some of you lose. The European court of Justice has created a ruling which effectively bans the use of gender bias for insurance products from December 2012. Yes, it seems peculiar and another opportunity to have a swing at interference, but the reality is […]
MINI-malism Competition
Worldwide are excited to announce their competition in conjunction with their support for Hall for Cornwall’s MINI-malism project. The competition is now closed! Congratulations to our winners and the winner of our Golden Ticket, Debbie Jeffery. Thank you to everyone who entered. We are pleased to support Hall for Cornwall again, along with Ocean Falmouth. […]