Saving for your Children
Reader Writes:
I was looking at methods of saving for the future but don’t have a timeframe in mind. I was thinking of saving for my children who are now five and seven, and also for a lump sum for near my retirement, but don’t want to bother about pensions as I have already taken care of that.
What are cyclical assets?
It is worth remembering that Residential and commercial property are cyclical assets. ‘Cyclical’ means they have their day, then they don’t, and so on.
Noisy Markets – What should you expect next?
You may be forgiven for wondering what all the noise is about in markets at the moment. I for one am puzzled by the amount of unnecessary extra information and confusion being created.
How do Absolute Return Funds work?
What is a focus fund or target return fund. I understand most fund managers simply manage money to outperform each other?
The State of the Economy… What would Albert say?
Albert Einstein once said: “Only two things in life are certain, the universe is infinite and human stupidity, and I’m not sure about the former”.
Are we heading into a recession?
Do you believe we are going into a recession and what might this mean for us?
How can I diversify my investments to remove risk?
Reader Writes:
I have spoken to my bank and they have told me to diversify my investments to take risk out. Can you explain how that can be done?
Will writing and inheritance planning… Doing nothing is not an option
A friend of mine asked me about making a will at my 40th birthday last week! He asked me when I might be making a will as clearly time was ‘getting on’. I had made one some 19 years before and have changed it more than five times.
Multi Managers – A Good Idea?
Reader Writes:
I have a range of investment funds across a wide selection of companies and I have heard about multi managers and how they manage all my money for me. Is this a good idea?
Shaky Markets and the Reporting Season
Reader Writes:
What is your view on the market given the last bout of instability and the banking reporting season?
Can I invest in the stock market and reduce my risk?
Reader Writes:
I understand you can invest in the stock market but reduce your risk. A plan I saw advertised in the window said this was possible. Given the stock market volatility, is this a good idea?
Mad Markets… What Next?
Reader Writes:
The last few weeks have been pretty mad in the markets and I wondered what your views are for the coming months ahead?