What is ethical and green investing?
Managing Director, Worldwide Financial Planning Writes:
Following last week’s column let’s take a closer look at ethical and green investing.
What ethical or green investments are available to me?
Reader Writes:
I was talking to my bank who advised me that I might consider either ethical or green investments and wondered if you had any ideas about which investments were appropriate?
With Profits Bond – a monster that won’t go away…
Reader Writes:
Do you have any views on the inflation-proofing with profit bond being offered by Norwich Union as I have been advised to come out of my property fund and go into this plan?
What is Wrap?
Reader Writes:
You mentioned a few months back an investment solution called wrap. I have investments and pensions all over the place, can you give me any more information on this solution?
The holiday season is here! But beware of credit card charges…
The holiday season is soon upon us and as we all head for our mountains, valleys or surf, it may be worth your while looking at the expense of using a credit card overseas.
Current interest rates to stick…for now
As we approach the next monetary policy committee (MPC) meeting there is no doubt that concerns will be raised as to the future of interest rates as I laid out in my article a couple of weeks back. I don’t believe they will raise rates now and it’s likely they will allow the current rate rises to have their impact on the spending patterns of the consumer, before making the decision to increase. Keep a close eye on the inflation data coming through over the next few months.
Fidelity reveals new Special Situations Fund manager. Should you keep investing?
Reader Writes:
Have you any views on whether or not to keep investing in the Fidelity Special Situations Fund now that we know who the new manager will be after 2008.
Interest rate rises…where to next?
Reader Writes:
After the recent interest rate rise, do you have any views on where you believe interest rates will move from here onwards.
Should you invest more of your money now?
Reader Writes:
I notice the stock market has performed very well and I am wondering whether or not it is time to consider investing more or whether or not to wait.
Protected Investment
Reader Writes:
I read your article about protected products and wondered if you had a view on the new protected investments that are being offered. They were explained to me as a plan that guarantees your investment at the end of the term plus a minimum of the best return the investment has achieved over the term – seems like a cake and eat it.
Using your nil rate band to create debts against your estate
Reader Writes:
I read your articles over the last few weeks on inheritance tax and splitting trusts. I wonder if you could explain how the recent case will affect those who use their nil rate band to create debts against their estate.
Overseas Investment & Tax Efficiency
Reader Writes:
I have money invested overseas that I was advised to invest for tax efficiency but I understand it is no longer tax efficient to do that. What are my options?