What now for the stock markets?
WORLD stock markets have again been crazy, and I’ve had a few calls to explain where we are. The news has a lot to answer for in creating fear and that toxic fear can assist in you losing more than just your head. Moving into Brexit, or concerns about covid, the headlines trashed markets, only […]
The motivation behind noisy financial data
OUR ISAs, pensions and investments can take a bit of a hiding when there is market turmoil but understanding that, and how it may benefit, creates the opportunity. It also creates an opportunity for investors to lose significant returns on their investments with knee jerk reactions of exiting. A few months ago, I showed a […]
ESG investing and greenwashing
THERE has never been a greater week to go back and talk about ESG and greenwashing – or lies, as my mum used to call them. ESG is actually quite a simple message. It’s a company stating to the world, their approach and actions to the three huge words of Environment, Social and Governance. It’s […]
Managing your money through stagflation
FURTHER to last week’s column on the arrival of inflation, I’ll cover what to do about it to help your money grow despite a potential downturn. Economists disagree on whether stagflation will continue to eat into the economy. They do, however, agree that no-one really knows what to do about stagflation. It’s a pretty ugly […]
Stagflation has arrived
BACK in 2021, I raised the notion in this column of stagflation, a notion that some thought not possible. The current war has tipped the scales that last nudge, and now stagflation has indeed arrived with UK inflation hitting a pretty nuts nine per cent and looking worse as growth is grinding to a halt. […]
How To Deal With Inflation
HOW to deal with inflation? We have covered inflation at length and it’s a subject set to run for a while, especially as the world’s obvious and reported Geo politics have their impact, let alone the big stuff that isn’t. What are the impacts and what can be done about it? Consider the spending habits […]
Record interest rates
ONE of the downsides of eating out at lunchtime is the peculiar need for some cafes to have a radio or television on. It’s about as nutritious, or tasty as sucking a sweet with the wrapper still on it. The headlines are currently bonging out to the tune of ‘highest interest rates in 13 years’ […]
Just another inflation excuse
A GREAT researcher gave me some of my greatest coaching for which I am eternally grateful. As a PhD in biochemistry, he referred to economic and geopolitical research as the same thing – noisy data. Where, within the noise, is the true information that can be relied upon. Looking back at some of the calls […]
Who is really driving inflation?
IT WASN’T difficult during my childhood to realise that a healthy cynicism to the data offered to me was actually, healthy. Some news anchors or presenters make it easy to be cynical. Faced with a desire to be famous, or just noticed, they never challenge the narrative put in front of them, but this is […]
The multi layered impact of inflation
I WAS in shop once as a lady walked in with her two daughters. It was a relaxed jewellery store (I was waiting on my daughter, for the record). The oldest girl said, “I need this” to which the store owner calmly said to me: “She’s never ‘needed’ anything in her life, maybe at best […]
Protect your family and debts – here are clever ways to do so
FURTHER to a previous column on life insurance, I was asked some questions regarding protecting a mortgage. One reader asked about the best insurance to protect a repayment mortgage. A repayment mortgage is made up of interest on the loan outstanding, as well as a part of the capital being repaid over the term of […]
How to safely hold your investments
THE very first time I had a call delivering the sad news that a customer had passed away, it was pretty traumatic. A sudden death in the early 30s left a widow who was both traumatised and confused. Added to the stress were the questions: Am I going to be ok? Where are our bank […]