Will you inherit your partner’s spouse?
Business protection is easily one of the most passed over subjects in any company. The business owner is too busy either making hay while the sun shines or battling in recessionary times to look at one of the key areas that can cripple even the most successful businesses. There are three key areas of protection in a business: Succession planning post the death of the owner; protection in the event that a key person dies, and debt protection.
10 % income per year for ten years – can’t go wrong?
Reader Writes:
I have read about an investment called the ARM assured income plan that produces an income return of 10% and is not subject to the vagaries of the stock market and wondered if you had any thoughts on it. Surely after ten years I have had my money back?
Where can I buy property shares?
Managing Director, Worldwide Financial Planning, Writes:
Following on from last weeks column on the purchasing of property shares I finished by saying I would explain where to buy them. And so…
Commercial Property Looking Attractive Again
Well who would have thought it? My first article on the potential for loss in property was back in 2003 as a warning, followed by a series of ‘get out’ signals from 2005. The key issue with property was liquidity. Unlike a share which has numerous potential buyers for sellers, property dies, and if you are stuck with the asset, it’s a bad day at the races. I first learned this with my purchase of a house at age 19 which I couldn’t get a viewing for in the next eight years – lesson learned with my own money!
SIPP and Pension Advice for the Canny Investor
Managing Director, Worldwide Financial Planning, Writes:
You may remember the government announcing pension simplification in it’s A-Day a couple of years back. The intention was to make pensions and items such as SIPPs (self invested personal pension) as easy as possible and pull everything under one regime. Nice thought.
What exactly is the credit crunch?
Managing Director, Worldwide Financial Planning, Writes:
Ah there is a question. Well in political terms, the credit crunch is a damn good opportunity to dump everything that’s gone wrong on an inanimate object that no-one can blame.
How do Extra Allocation Investments work?
Reader Writes:
I have just received an offer from my bank for an investment that offers me an extra allocation if I invest now. How do these extra allocation investments work? Are they real or is it a gimmick? This one says it will give me 102% of the amount of capital I invest.
Quantitative Easing – Your Questions Answered
Managing Director, Worldwide Financial Planning, Writes:
Following last week’s article on quantitative easing I had a number of questions which arose which I will endeavour to answer below.
What is Quantitative Easing?
Quantitative easing. Oh what financial times we are going through. So to coin a phrase for all those people who are now thinking it…just what is this quantitative easing all about?
Securing business finance to weather the financial storm
Business finance has never been in the news more than it is now and justifiably so.
Understanding GDP and the Economy
Reader Writes:
I often hear about the ‘economy’ and wondered exactly what it is. GDP is often referred to and I never understand it. Can you explain?
The Banking Crisis – Where are we now?
As normal the noise abounds regarding where our economy is today and it is most interesting to read the views of those with vested interests.