UK House Prices… Part Three
LET’S look at UK house prices this week. In my final column on the UK housing market, I thought I would clarify all the final smaller points that are either a drag on the market, or support it. The previous two can be read online of course. There was a marked spike in UK house […]
How does the help to buy interest rate work?
LAST week I covered a column I wrote in 2018 regarding interest rates moving to seven per cent or above and stress testing at that level. A second part of that column related to the risks to ‘help to buy’ where I mentioned that 40 per cent of those buying were on an income of […]
Are mortgage rates rising or falling?
IN MARCH 2018 I wrote an article entitled ‘Mortgage Stress Test at Seven Per Cent’. It said: “To stress test their mortgages at seven per cent would be unheard of. That would be Armageddon and a ‘conspiracy’.” Until it wasn’t of course. It has surpassed that level. My view then was that those short of […]
Pensions part five: Your retirement mop up
IN my final column on pensions and retirement, I’m going to mop up any other matters I think I may have missed as you reach the lovely retirement date. Firstly, do a full financial review. At the bar, I have lots of ‘can I just ask you a quick question’ moments. Our friend the psychologist […]