Pension planning for company directors
PENSION planning may not be your main priority if you’re a self-employed director of your own limited company, but, it’s important to think about setting money aside for yourself after retirement. Pensions can be a confusing concept to get your head around, and, if you’re running your own business, it’s likely you’ve already got enough […]
Business grants and the alternatives!
STARTING a business of your own can be a daunting enough process. There’s a huge responsibility but getting your money right from the beginning is important. Do this right and you’re automatically removing a fear factor which could actually stop you in your tracks before you even begin. Here we look at business grants and […]
Solutions for Business Finance
WHEN you are seeking solutions for Business Finance speak to your team at Worldwide Financial Planning. We are a team of independent financial advisers which means, collectively, we have a wealth of expertise when dealing all business finance solutions. As part of our solution, we have professional working partnerships with other independent professional specialists for […]
What is Stamp Duty Land Tax?
STAMP Duty Land Tax, or Stamp Duty as it is more commonly known in England and Northern Ireland, is a tax which must be paid if you purchase land or a property which costs more than a specific amount. In Wales, you pay a Land Transaction Tax and in Scotland, you pay a Land and […]
Mortgage Interest Rates and Why They Matter
MORTGAGE interest rates are usually set by a mortgage lender and may be influenced by the Bank of England’s base rate. Interest is the money you pay to your lender in return for borrowing money from them for a mortgage. You will pay a percentage of the amount you borrowed and this is called the […]
How Much Does Long Term Care Cost?
FOR some people, planning for Long Term Care is easier for some than for others because, on top of thinking about your health, you do have to think about how much does Long Term Care cost? If you become ill, do you have someone in your family who will be fit and able, as well […]
How We Help You With Long Term Care Annuity
IT’S hard for any of us to sit down and think about what may or may not happen to us in the event of an illness, or, our needs when we are dependent on others, but exploring the need for Long Term Care annuity is something we can help you with. The reason being of […]
Inheritance Tax Rules For Married Couples & Civil Partners
WHEN it comes to Inheritance Tax there are Inheritance Tax rules for married couples and civil partners. When you die, assets left to your spouse, or your civil partner, are exempt from Inheritance Tax, provided they are living in the UK. If the first partner dies, and leaves their entire estate to their partner, there […]
How To Get Started With Sustainable Investing
MORE and more investors are thinking and acting sustainably – we see it as a positive approach to your ethical investment strategy so it’s important to know how to get started with sustainable investing. It’s about making choices with your investments according to your beliefs and moral position on a wide range of issues. It […]
Why is sustainable investing important?
THERE’S one thing we all have in common – we all share the one planet and we all have a responsibility to look after the place we call home. It’s not just about individuals taking action around the home, albeit greening your home is a responsible thing to do, it’s about Governments doing the right […]
Greening Finance – The Government’s Roadmap
THERE is no one set definition for ‘greening finance’. But, when the Government launched its Green Finance Strategy on July 2, 2019, it stated that ‘greening finance’ meant ‘ensuring current future and financial risks and opportunities from climate and environmental factors are integrated into mainstream financial decision making and that markets for green financial products […]
Is Equity Release The Right Thing To Do?
IS Equity Release the right thing to do? When you’re considering Equity Release, it’s vital you are getting the best advice and the best service possible. This is a big decision so taking advice from one of our independent mortgage brokers is really important. Before applying, whether that’s for a lifetime mortgage, or a home […]