Mortgage market is looking healthy according to Cornish financial planning firm
A Cornish financial advice firm has been pleasantly surprised to see an increase in the number of people taking out mortgages. The national picture is very different to the one Worldwide Financial Planning has seen, which shows a clear improvement from 2009 to 2010. Many of the transactions that took place were remortgages or refinancing […]
Surprise for businessman as comment used to boost funeral book sales
A quote given to the New York Times by a Cornish financial expert is being used to promote a book which offers tips on how to get low cost and stress free funerals. Peter McGahan, managing director of Truro and Wadebridge based independent financial advisers, Worldwide Financial Planning, was surprised to receive an email alert […]
Cornish financial planning firm kick off the New Year with national award nominations
Despite having an impressive collection of silverware in the trophy cabinet staff at a Cornish independent financial advisers are waiting on tenterhooks to see if they have scooped two more. The team at Worldwide Financial Planning is up for two gongs in the Professional Adviser Awards 2011 due to be announced in London next month. […]
Fix my mortgage at 2.14% or gamble?
Should I fix my mortgage or keep it at a standard variable rate? There are two parts to the answer. The first relates to what risk you can take with your monthly outgoings and the other to the update on whether or not inflation really exists. Speak to an independent mortgage broker for advice but […]
Cautious investors lose again
I have been advised to invest in a cautious fund in the stock market but have read about how some cautious funds are really quite risky. Are they suitable? It really depends what the word ‘cautious’ means. It’s purely marketing twaddle for me, and I don’t believe investors are well enough informed on what it […]
Barclays financial planning – Exit stage right
It’s not been a great start to 2011 for the banks in terms of fines for the advice they have given. Barclays were walloped £11m by the FSA but agreed to settle in advance for £7.7m for advice relating to two Aviva funds of the global balanced income fund as well as the Global Cautious […]
Money for nothing but it can be for free
I read a column recently explaining that if I used a direct broker for my investments that I was losing out as they were effectively charging me but not giving advice. Is this correct? I’ll make this complicated subject as easy as possible. You can buy an investment product through an Independent Financial Adviser, a […]
New Year’s Financial Resolutions
New Year’s resolutions. They probably take 5 days on average to break. It’s probably because they are made with a bloated stomach and zero blood in your alcohol stream, but with little real drive or belief for the actual benefit at the end. If a real benefit was that you worked for four days and […]
Banks’ Contrived Combination Investments
I have seen some advertisements for combination investments with Barnsley Building Society and Yorkshire Building Society. They offer a high interest rate, but it appears that I don’t get their savings rate, unless I go into another investment plan. Most banks and building societies have been ‘found out’ over the years and are left wanting in terms […]
Beware Christmas Fat Cats’ APR 29.9%
‘Christmas is coming and the financial companies are getting fat, please put your entire wealth, and that of your kids in the old man’s hat’. I love Christmas, don’t get me wrong, everyone’s happy, saying happy things to each other like ‘happy Christmas’ and ‘seasons greetings’. It’s just great. Shopping, however …. Well I have […]
£960m in savings lost in fake stocks and shares
I have been contacted by a financial adviser who wants to sell me some shares which are apparently ‘under the radar of the stock market’ and are ‘set to fly’. Do you have any thoughts? I can let you know the name of the two shares they have said are well worth it. The financial […]
Festive money saving tips from Worldwide Financial Planning
Worldwide is offering free advice on how to stop the credit card from taking too much of a battering this Christmas. It has been estimated that 3.8 million people will get into debt over Christmas, while other consumers will be dipping into their savings to pay for the festive period. 29 percent of households have […]